Chattanooga Homes under $350,000

Chattanooga Homes under $350,000

Welcome to Chattanooga, Tennessee—a vibrant city nestled in the scenic foothills of the Appalachian Mountains and renowned for its stunning natural beauty and rich cultural heritage. Often referred to as the "Scenic City," Chattanooga offers a delightful blend of outdoor adventure, historical charm, and a thriving arts scene. With the Tennessee River winding through the heart of the city, residents can enjoy a plethora of recreational activities, from hiking and biking along the extensive riverwalk to exploring the breathtaking views atop Lookout Mountain.

For those seeking to make Chattanooga their home, the real estate market is brimming with opportunities, especially for homes priced under $350,000. Whether you’re a first-time homebuyer, a growing family, or looking to downsize, this price range offers an array of charming options. From cozy bungalows in historic neighborhoods to modern townhomes with contemporary finishes, you’ll find a diverse selection that caters to various tastes and lifestyles.

The city’s neighborhoods, such as Northshore and St. Elmo, boast a welcoming atmosphere and a strong sense of community, making them perfect for anyone looking to settle down. Plus, with excellent schools, parks, and local amenities nearby, families will appreciate the convenience and quality of life that Chattanooga offers.

In addition to its affordability, Chattanooga is known for its friendly residents and a strong sense of community. Experience the warmth of Southern hospitality as you explore local shops, dine at delicious eateries, and engage in community events that bring everyone together. Discover your dream home in this enchanting city, where adventure awaits at every corner!

Newest Chattanooga Homes under $350,000

190 N Crest Rd Unit 4, Chattanooga
$239,000
2 Beds ⋅ 1 Baths ⋅ 1360199 MLS
OPEN HOUSE SUNDAY 11/1/2026 2-4PM! Historic charm, scenic views, and exceptional convenience in the heart of Chattanooga! Perched along historic Missionary Ridge, this charming 2 bedroom, 1 bath condominium offers a unique opportunity to enjoy character-filled living with easy access to some of Chattanooga's most popular destinations and major employment centers. Just minutes from Parkridge Medical Center, CHI Memorial Hospital, and convenient to Erlanger, this property offers excellent accessibility to Chattanooga's medical district. Downtown Chattanooga, UTC, the Southside, restaurants, shopping, entertainment, and interstate access are also just a short drive away. Inside, you'll find approximately 960 square feet of living space in a classic 1920's building full of architectural character. As one of the few two bedroom units in the building, Unit 4 offers additional flexibility for a guest room, home office, or whatever best suits your needs. Step outside onto the covered porch and enjoy elevated views overlooking the valley below. The building also features elevator access, basement laundry facilities, mail and storage areas, while the unit itself includes a washer/dryer combination for added convenience. Whether you're searching for a primary residence, a low maintenance Chattanooga retreat, or an investment property to add to your portfolio, this condo is worth a closer look. Historic character, beautiful views, and a location that puts Chattanooga within easy reach. Schedule your private showing today! Buyer to verify all information.

190 N Crest Rd Unit 4, Chattanooga
7940 Hamilton Mill Drive, Chattanooga
$350,000
4 Beds ⋅ 3 Baths ⋅ 1358115 MLS
Welcome to this charming four-bedroom ranch in Hamilton Mill, offering 2,268 square feet of comfortable living space. The home features an open floor plan with vaulted ceilings, newer windows, crown molding, and a master suite conveniently located on the main level with a spacious walk-in closet and whirlpool tub. The kitchen flows into the dining area, which opens to a second family room, creating a comfortable and versatile space for everyday living and entertaining. The kitchen also includes new appliances. A finished basement adds versatility, while the family room showcases a gas fireplace. Additional conveniences include a main-level laundry hookup, two-car oversized attached garage, and newer water heater. A new, freshly painted deck overlooks a private, fenced yard with mature landscaping. This very well-maintained home sits on a tree-lined lot in a community with park access.

7940 Hamilton Mill Drive, Chattanooga
1130 Mcdonald Drive, Chattanooga
$299,900
3 Beds ⋅ 2 Baths ⋅ 1357979 MLS
This 3-bedroom, 1.5-bath home in Chattanooga offers plenty of space, character, and opportunity for a buyer ready to add their own updates and improvements. The home features both a living room and a separate family room, with the family room offering enough space to add a kitchenette for additional flexibility. Two fireplaces add character and create inviting gathering spaces throughout the home. Beneath the existing carpet, hardwood flooring offers the possibility of being refinished and restored to its original beauty. Outside, the home sits on a large double lot and includes a detached 2-car garage, providing additional parking, storage, or workspace. With multiple living areas, a spacious lot, and plenty of potential to customize and improve, this property offers a great opportunity for its next owner.

1130 Mcdonald Drive, Chattanooga
900 Mountain Creek Rd Unit # 300, Chattanooga
$169,000
2 Beds ⋅ 2 Baths ⋅ 1357138 MLS
Welcome to Mountain Creek, where convenience meets the Chattanooga lifestyle! Ideally located in the sought-after North Shore area, 900 Mountain Creek Road, R-300 puts you close to outdoor recreation, local dining, shopping, downtown Chattanooga, and the Tennessee River. Enjoy easy access to the best of the city while having a comfortable place to unwind and recharge. Whether you?re searching for a convenient home base, a low-maintenance lifestyle, or an investment opportunity, this property offers an appealing combination of location and accessibility. Come experience all that Mountain Creek and North Shore have to offer!!

900 Mountain Creek Rd Unit # 300, Chattanooga
6221 Celtic Drive, Chattanooga
$350,000
3 Beds ⋅ 3 Baths ⋅ 1356492 MLS
Welcome to 6221 Celtic Drive! This inviting 3-bedroom, 2.5-bath home offers approximately 1,868 square feet of living space on a spacious 0.42-acre lot in Chattanooga. The well-proportioned floor plan provides plenty of room for comfortable everyday living, entertaining, and working from home. Built in 1981, the home offers a great opportunity for buyers looking for space, functionality, and a convenient Chattanooga location. Backyard has deck space galore with more than 3 separate areas to entertain that all adjoin. Don't miss the opportunity to make this established Celtic Drive property your next home!

6221 Celtic Drive, Chattanooga
900 Mountain Creek Rd Unit # 061, Chattanooga
$127,000
2 Beds ⋅ 2 Baths ⋅ 1355715 MLS
Move-in ready in Signal View! This 2-bedroom, 2-bath ground-level condo offers 950 square feet of comfortable, single-level living with fresh paint and new carpet throughout. The two-bedroom, two-full-bath layout provides flexibility for everyday living, guests, or a home office. Enjoy low-maintenance condo living with community amenities including a pool, fitness center, clubhouse, playgrounds, and pond. The monthly HOA includes water, sewer, trash, pest control, and exterior and grounds maintenance. Conveniently located just minutes from Downtown Chattanooga, Northshore, UTC, shopping, dining, and recreation. A great opportunity for comfortable, low-maintenance living in a convenient Chattanooga location.

900 Mountain Creek Rd Unit # 061, Chattanooga
714 Belvoir Ave, Chattanooga
$329,000
4 Beds ⋅ 3 Baths ⋅ 1355236 MLS
Welcome to 714 Belvoir Ave! This spacious and versatile home offers 3 bedrooms on the main level plus a 4th bedroom and basement living area that could serve as a mother-in-law suite or potential income-producing apartment. Another bonus room downstairs would make for a great office. The home now features 3 full updated bathrooms, new flooring downstairs and all new LED lighting. Bring your own style and imagination to make this home truly shine! Enjoy the convenience of an awesome carport, covered outdoor sitting area, and a single-car garage in the basement with access to the lower-level space. Conveniently located near I-75 and I-24, shopping, restaurants, private schools, rivers, lakes, mountains, and all that Chattanooga has to offer. Come see the possibilities and make this home your own!

714 Belvoir Ave, Chattanooga
7611 Bonnie Drive, Chattanooga
$150,000
4 Beds ⋅ 2 Baths ⋅ 1353839 MLS
Welcome to 7611 Bonnie Drive. Four bedroom 2 full bath Manufactured home sitting on a permanent foundation. Great partially fenced back yard for the kids or pets. Concrete driveway and concrete sidewalks. Split bedroom floorplan for parent privacy . Open floorplan. Island bar in kitchen, pantry, lots of cabinets, double vanity in Master Bedroom, walk-in shower, walk in closet. Covered rocking chair front porch and smaller back deck. Room for a patio or entertaining cook-out area in the back. Approx 10 miles to River Front PKWY where you can enjoy all the activities in the Great Downtown Chatt area. Call today

7611 Bonnie Drive, Chattanooga
5225 State Line Rd, Chattanooga
$300,000
3 Beds ⋅ 4 Baths ⋅ 1353536 MLS
This 3 bedroom, 2 bath East Ridge home offers so much space and the potential is endless! To the left of the living room you enter into the spacious kitchen that connects to another large area for dining and another flex open living space. The master bedroom suite is a great size and offers 2 closets (one of which is walk in). All of the secondary bedrooms are large with good sized closets. The home also has a carport and an outbuilding. To the left of the home there is a large concrete pad that could easily be repurposed as a courtyard for outdoor entertainment! The corner lot offers 2 entry driveway points from the side or front of the house to make it convenient for family and friends to visit.

5225 State Line Rd, Chattanooga
2900 Siener Lane, Chattanooga
$315,000
4 Beds ⋅ 3 Baths ⋅ 1353316 MLS
Welcome to this beautifully renovated 4-bedroom, 2.5-bath home offering a fresh, modern feel from top to bottom. Thoughtfully updated throughout, this home combines classic character with the finishes and functionality today's buyers are looking for. Step inside to find fresh paint, updated flooring, modern lighting and a bright, inviting interior. The renovated kitchen features updated cabinetry, countertops, stainless steel appliances and contemporary finishes, creating a stylish and functional space for everyday living. The bathrooms have also been beautifully updated with modern fixtures and finishes. The main level offers comfortable living and dining spaces along with three bedrooms, while the finished basement provides additional living space, a fourth bedroom, full bathroom and laundry area--perfect for guests, a home office, recreation space or added privacy. Outside, enjoy a spacious, level backyard with plenty of room for entertaining, gardening, pets or play, along with a storage building for added convenience. A covered carport and generous driveway provide plenty of off-street parking. Located in an established Chattanooga neighborhood with convenient access to downtown, shopping, dining and major roadways, this move-in-ready home offers the updates buyers want in a location that keeps you close to everything. With the renovations already complete, all that's left to do is move in and make it your own.

2900 Siener Lane, Chattanooga
3307 Kathleen St, Chattanooga
$299,000
3 Beds ⋅ 3 Baths ⋅ 1352247 MLS
Up to $10,000 toward your rate or closing costs, your choice, on contracts written by 10/31! New-construction incentives on an established home: mature trees, no HOA build-out, no waiting on construction. Behind its timeless 1960s exterior is a home that has been rebuilt from top to bottom, offering the peace of mind and modern finishes of new construction while preserving the character that gives established neighborhoods their charm. From the moment you step inside, you'll notice that every detail has already been taken care of, allowing you to move in and immediately enjoy your new home instead of planning your next project. Tucked away on a quiet street, the setting offers something that's becoming increasingly difficult to find, privacy. Mature trees surround the backyard, creating a peaceful retreat that feels removed from the hustle of everyday life. The screened-in porch is the heart of that experience, whether you're sipping coffee as the sun comes up, hosting friends to watch football on a crisp fall Saturday, or simply unwinding with the sounds of nature after a long day. The home is designed for everyday convenience as much as it is for entertaining. Two separate driveways provide abundant parking for multiple vehicles and make hosting family and friends effortless. Downstairs, the finished basement with its own bathroom adds valuable flexibility. Whether you're looking for a private guest suite, a home gym, a dedicated office, a space to operate a small business, or potential rental or income-producing opportunities, this lower level gives you options that can adapt as your needs change. If you've been searching for a home that combines the reliability of a full renovation, the warmth of an established neighborhood, and flexible spaces that grow with your lifestyle, this one checks every box. It's the rare opportunity to enjoy the feel of a brand-new home without sacrificing the character, privacy, and mature surroundings that make older neighborhoods so desirable.

3307 Kathleen St, Chattanooga
3915 Meadow Lane, Chattanooga
$287,000
3 Beds ⋅ 3 Baths ⋅ 1351897 MLS
Welcome to 3915 Meadow Ln--a thoughtfully designed home tucked away on a private lane while keeping you just 10 minutes from Downtown Chattanooga! Built in 2022, this 3-bedroom, 2.5-bath home offers a smart layout with the primary suite conveniently located on the main level, along with a half bath for guests. Upstairs, you'll find two sizeable bedrooms with plenty of space to spread out. And the outdoor spaces? They're hard to beat! Enjoy your front porch, private patio, AND covered second-floor balcony--perfect for entertaining friends, unwinding after a long day, or sipping your morning coffee while catching the sunrise and winding down with a gorgeous sunset. The seller has also added thoughtful upgrades to provide extra peace of mind, including storm doors, a vapor barrier, and a sump pump, so you can focus on the fun part--moving in and making it your own! Centrally located, beautifully maintained, and designed with both comfort and convenience in mind, this one is ready to welcome you home. Schedule your private tour today!

3915 Meadow Lane, Chattanooga
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