Monterey Homes with Basement

Monterey Homes with Basement

Monterey, Tennessee, is a charming city located in the state of TN. Known for its picturesque landscapes and friendly community, Monterey offers a great living experience for residents. Nestled in the heart of the Cumberland Plateau, this city is surrounded by natural beauty, making it an ideal place for outdoor enthusiasts.

One of the notable features of homes in Monterey is the presence of basements. With a high percentage of homes having basements, residents have the advantage of additional space for storage, recreational activities, or even converting it into a cozy living area. Whether you're looking for a home with a finished basement or one that you can customize to fit your needs, Monterey has a range of options to choose from.

Living in a home with a basement provides numerous benefits. It not only offers extra square footage but also serves as a safe haven during severe weather conditions. Basements can be transformed into entertainment areas, home offices, or even guest suites. Additionally, basements provide a cooler environment during hot summer months, making it an ideal retreat from the scorching heat.

If you're in the market for a new home in Monterey, be sure to explore the options available with basements. From traditional ranch-style houses to modern two-story residences, there is a wide variety of homes to suit different preferences and budgets. With the added advantage of a basement, you'll have the flexibility to create a living space that meets your unique needs and enhances your overall quality of life in Monterey.

Newest Monterey Homes with Basement

221 Cumberland Cove Rd, Monterey
$534,998
3 Beds ⋅ 3 Baths ⋅ 1360839 MLS
Five acres, a move-in-ready home, and the Cumberland Cove lifestyle--this is the kind of opportunity that deserves a closer look! Set in the sought-after Cumberland Cove subdivision, this well-kept property gives you room to spread out while enjoying the comfort and character of a home designed for everyday living. Inside, you'll find 3 bedrooms and 3 full bathrooms arranged across two levels, offering flexibility for daily routines, guests, hobbies, or a little extra breathing room. The mostly finished basement adds valuable space to make your own, whether you envision a recreation area, workout zone, hobby room, or relaxed hangout; only the furnace room remains unfinished. Thoughtful details bring warmth throughout, including custom-made drapes and curtain rods that add a distinctive finishing touch. When temperatures drop, settle in beside the gas fireplace and enjoy the cozy atmosphere. The kitchen features a gas stove/oven, while a tankless water heater adds everyday convenience. Outside, five acres open the door to all kinds of possibilities, and the 5-foot horse fence is already in place. Imagine enjoying your own slice of Tennessee countryside, with space to roam, garden, entertain, or simply savor a slower pace. Cumberland Cove offers community amenities and access to an appealing golf course, bringing recreation and relaxation within reach. Need to get out and about? Monterey is approximately 11 minutes away, while Cookeville and Crossville are each about 25 minutes away. Nashville International Airport (BNA) is roughly an hour and a half away for regional travel. If you've been waiting for a property that pairs acreage, practical features, and a welcoming community setting, put this one on your list. Come see what five acres and Cumberland Cove living could look like for you--schedule your showing today!

221 Cumberland Cove Rd, Monterey
329 B Armstrong Lane, Monterey
$?
5 Beds ⋅ 4 Baths ⋅ 1359424 MLS
Rare Muddy Pond Find! Unique Hemlock Log Home on 5 private acres with indoor pool, pavilion & multiple living spaces. A one-of-a-kind home with endless possibilities! Discover the rare combination of rustic Tennessee charm, versatile living spaces, and extraordinary amenities with this distinctive hemlock log home nestled on 5 peaceful acres in the heart of the historic Muddy Pond community. Originally built in 1994 with 7-inch hemlock logs and chinking, this remarkable property offers over 3,100 square feet of finished living space, 5 bedrooms, 4 bathrooms, and an array of unique features that set it apart from anything ordinary. Whether you're searching for a spacious primary residence, a multi-generational family home, a private country retreat, or a property with potential for additional income, this home offers flexibility and possibilities rarely found in one place. One of the property's most impressive features is the attached 30' x 50' enclosed pool and pavilion, featuring a heated 17.5' x 32' in-ground swimming pool, removable glass panels, and industrial ventilation fans designed to help regulate temperatures throughout the year. Just steps away, a sunroom with an infrared sauna creates an inviting space to relax and unwind. This exceptional setup offers year-round recreational potential right at home. The original living area welcomes you with laminate flooring, an eat-in kitchen with stainless steel appliances, and a propane gas-log fireplace. The updated primary bathroom features a custom-tiled walk-in shower, new vanity, and tile flooring, blending comfort and functionality with the home's rustic appeal. Extensive additions and updates completed in 2022 significantly expand the home's versatility and livability. A thoughtfully designed addition provides a private ensuite with vaulted ceilings, recessed lighting, a spacious bedroom with sitting area, kitchenette, and a large custom-tiled shower with built-in bench seating. Heated tile flooring and a built-in laundry room add comfort and convenience. Accessible from the main home or through its own private exterior entrance, this space offers excellent flexibility for extended family, guests, a mother-in-law suite, or a potential rental arrangement, subject to applicable requirements. An enclosed deck overlooks the peaceful wooded surroundings, creating a private place to enjoy the natural setting. EXPANSIVE FINISHED BASEMENT WITH SECOND KITCHEN The finished basement adds another dimension to this property's possibilities. Featuring a newly added full kitchen with shiplap accents, dining area, living room, two additional bedrooms, a full bathroom, and tile flooring, this level provides substantial additional living space for entertaining, extended stays, or separate living quarters. With multiple distinct living areas throughout the home, there is room to accommodate a variety of household needs while maintaining privacy and flexibility. PRACTICAL FEATURES & ADDITIONAL VALUE Additional features include: Five bedrooms and four bathrooms Approximately 3,100+ square feet of total finished living space Attached enclosed heated swimming pool and pavilion Infrared sauna and sunroom Multiple kitchens and separate living areas Handicap-accessible ramps and pull-under covered parking Large walk-through attic and storm cellar Central vacuum system with attachments included Metal roof replaced approximately seven years ago Propane heating system with buried 500-gallon propane tank Mennonite-built wood-burning stove connected to the home's ductwork Existing cut firewood reported to be sufficient for approximately three additional winters Electric water heater with a lifetime warranty through Lowe's, according to the seller PEACEFUL COUNTRY LIVING IN HISTORIC MUDDY POND Enjoy the distinctive character and peaceful scenery of the Muddy Pond community, known for its country stores, bakeries, coffee shop

329 B Armstrong Lane, Monterey
235 Sycamore, Monterey
$675,000
3 Beds ⋅ 3 Baths ⋅ 1356297 MLS
Quiet lake living with peaceful woodland surroundings. This lakefront home sits on a private, bass-stocked lake with no gas motors permitted. Enjoy a dock with kayak launch added in 2022, covered back porch, deck, and gazebo overlooking the water. Quiet country roads are ideal for walking or riding your bicycle. Approximately 20 minutes to Monterey and 30 minutes to Cookeville. Inside, hardwood floors, vaulted ceilings, and fully opening French doors highlight the main living space. Fresh paint, lighting, and custom shades complement the interior. Two propane fireplaces add warmth, while the kitchen offers a propane double-oven cookstove and walk-in pantry. All appliances, including the washer and dryer, remain, along with the living room hutch. The primary suite features a tray ceiling, private fireplace, porch access, oversized walk-in closet, jetted tub, large walk-in shower, and double sinks. Additional bedrooms share a Jack-and-Jill bath with double sinks and a large shower. A half bath and refreshed laundry room with utility sink and storage closet provide added convenience. Major features and improvements include: - HVAC replaced in 2021 - New septic field and pump - Encapsulated crawlspace with sump pump - Well-water filtration system and softener - Generac whole-house generator - Spectrum fiber-optic internet - Partial basement for additional storage - Fenced raised-bed 'starlight' garden - Separate fenced dog area - Home warranty offered Buyer to verify all information to make an informed purchase.

235 Sycamore, Monterey
Monterey
$395,000
3 Beds ⋅ 3 Baths ⋅ 1353931 MLS
Lovely full 2 story home in Cumberland Cove. This home has living quarters upstairs and downstairs with a separate entrance. Downstairs contains a bedroom, full bathroom, large great room, office. separate entrance and lots of storage closets. Upstairs contains the owners suite and an additional bedroom. The home is a full 3 bedroom, 3 bathroom with an open floorplan. A massive stone fireplace is seen as soon as you enter the house. Large. Spacious, open rooms with vaulted ceilings, can lighting and many custom features. Large 2 car garage with reinforced wall system.

Monterey
175 Ridge Rd, Monterey
$450,000
6 Beds ⋅ 2 Baths ⋅ 1353407 MLS
This beautiful, 2,284 sq ft. home is a must see! It sits on two acres in a picturesque country setting, yet it is only a few minutes from Monterey and I-40. This home checks all the boxes! The kitchen features a large walk-in pantry and a cut out window to the living room. So, you can cook and still watch a game on tv or talk to your family and friends. The spacious living room has a stunning fireplace and gives you access to the large front porch. The front porch is 400 square feet with a peaceful scenic country view. There are six bedrooms. If you don't need six bedrooms, you could use one for an office, a home gym, extra living space, or even a homeschool room. Four bedrooms are on the main level of the home, including the master bedroom. Two additional bedrooms and a bonus room are upstairs. There are two bathrooms, both on the main floor. The laundry room is conveniently located on the main floor near the bedrooms. This home was built with extra storage in mind! There is extra storage space on every level! When living in this home, you don't have to worry about severe storms because the basement has a reinforced storm shelter room. This room also offers ample storage space. In addition to the storm shelter, the 960 sq. ft. unfinished basement has a one car garage and plenty of space for more storage or a home gym. Attached to the home is a large, well lit, three car carport measuring 24 ft x 35 ft. Right off the carport is another porch. This porch has 416 square feet of space. It is the perfect place to put a patio set and relax with your family and friends. Double doors off this porch lead you to the dining room. The home has a fenced in above ground swimming pool. It also has a detached car garage, a workshop building, and a barn with chicken coops. Extra acreage is available.

175 Ridge Rd, Monterey
1104 Belmont Drive, Monterey
$515,000
2 Beds ⋅ 3 Baths ⋅ 1349819 MLS
Welcome to your own slice of Tennessee paradise! Situated on 2.2 acres in the highly desirable Cumberland Cove community, this beautifully maintained basement ranch offers the perfect blend of privacy, comfort, and outdoor living. Featuring 2,462 square feet, this home includes 2 spacious bedrooms, 3 full bathrooms, and a fully finished basement, providing flexible space for a guest suite, recreation room, home office, or multi-generational living. Inside, you'll find gorgeous hardwood floors throughout the main living areas, creating a warm and inviting atmosphere. Enjoy your morning coffee on the covered front porch or unwind in the evenings on the screened back porch, where you can take in the peaceful surroundings year-round. The detached two-car garage includes a loft which is perfect for extra storage. This property includes an additional 1-acre lot, bringing the total acreage to 3.2 acres and providing even more privacy and possibilities. As a resident of Cumberland Cove, you'll enjoy access to outstanding community amenities, including a golf course, tennis and pickleball courts, access to 4 scenic parks, hiking trails, and breathtaking overlooks--all while being just minutes from the conveniences of Monterey and within easy reach of Cookeville and Crossville. Offered at $515,000, this exceptional property is the perfect place to experience the beauty and tranquility of Tennessee living. 1104 Belmont Drive, Monterey, TN 38574 -- Come see all this wonderful property has to offer! * See https://cumberlandcovepoa.com/information/documents/ for CCR and other great information on Cumberland Cove!

1104 Belmont Drive, Monterey
36 Point Place, Monterey
$529,000
3 Beds ⋅ 3 Baths ⋅ 1348080 MLS
Come Home to the Woods -- Your Cumberland Cove Retreat Awaits! Imagine coming home to the peaceful beauty of the woods, where life slows down, the surroundings feel serene, and your deck becomes the perfect place to enjoy your morning coffee or unwind at the end of the day. Tucked away on a quiet street in the sought-after Cumberland Cove community, this spacious ranch-style home offers the privacy, flexibility, and natural beauty you've been dreaming of! With 3,410 square feet of living space, 3 bedrooms, and 3 full bathrooms, there's room to spread out, entertain, and make yourself at home. The main level features three bedrooms, a welcoming living room with deck access, a light-filled formal dining room, and a generous primary suite designed for relaxation. Enjoy the spacious primary bath with a garden tub, separate shower, double sinks, linen closet, and walk-in closet. Step outside onto the expansive deck and soak in the peaceful wooded setting--your own little escape without ever leaving home. But there's even more to love! The walk-out lower level offers additional finished living space, including a family room, an additional bedroom and bathroom, plus abundant storage. Whether you envision a comfortable guest retreat, hobby space, recreation room, or room for extended stays, the possibilities are exciting. A new roof in 2026 adds peace of mind, and the seller is offering a $3,600 carpet allowance so you can add your own finishing touch. Life in Cumberland Cove is about more than a house--it's about enjoying the outdoors and embracing a relaxed Middle Tennessee lifestyle. Explore community parks, discover beautiful waterfalls, and enjoy the many hiking opportunities surrounded by nature. If you've been searching for a home with space to breathe, room to grow, and a setting that feels like a getaway, 36 Point Place may be the one you've been waiting for. Don't just imagine the possibilities--come experience the peaceful setting and spacious layout for yourself. Schedule your private showing today!Information reliable but not guaranteed.

36 Point Place, Monterey
700 Falls Rd, Monterey
$650,000
5 Beds ⋅ 5 Baths ⋅ 1347021 MLS
Custom-built home on 8.8 wooded acres in Cumberland Cove offering privacy, space, and versatility. This 5-bedroom, 4.5-bath home features 4,396 sq ft with hardwood floors, solid wood doors, granite countertops, stainless appliances, and a floor-to-ceiling gas fireplace. Two main-level primary suites plus a formal dining room and dedicated home office provide flexible living options. The finished walk-out basement includes its own driveway, entrance, kitchen, bedroom, full bath, and bonus space--ideal for guests, multigenerational living, or potential rental use. Enjoy a peaceful spring-fed pond, about 3 cleared acres suitable for animals, a wired and insulated 12x16 shed, central vacuum, security system, generator, and newer HVAC. A rare blend of acreage, upgrades, and functionality in a scenic Tennessee setting.

700 Falls Rd, Monterey
751 White Oak Rd, Monterey
$775,000
3 Beds ⋅ 3 Baths ⋅ 1345640 MLS
It's a 10!!! Immaculate inside and out! * A must see property in CUMBERLAND COVE in Cumberland County means low property taxes $1,316 per year)) * This property is a Diamond in the Forrest * Masterfully designed for maximum use of space * Come into the home through the lead crystal front door into the foyer that opens up to the beautiful family room with floor to ceiling dual fuel fireplace & tray ceiling* Then you have a room to the left & room to the right with double French glass doors which can be bedroom 3 with closet or flex rooms * Family room opens up to the custom kitchen with 51' cabinets that are frameless custom wood * the upper row of glass cabinets can hold all of your collectables or whatever you please * kitchen has 36' dual fuel Z-LINE STOVE & cafe' appliances * there is a 8' X 4' granite center island with more cabinets, trash receptacle & 36' stainless steel sink * next is a breakfast nook overlooking the rear of the property & a 6' slider to the back porch, which over looks a 25x20 concrete patio * moving on to the primary owners suite you will find a tray ceiling and a spacious floor space * next you will enter the owners bath with walk-in shower, jetted tub, separate water closet and a 15' vanity with double sinks and each has a tower cabinet * full mirrored and all done in porcelain, travertine floor & stone counter top * the walk-in dressing room is right off the master bath as well as the laundry room w/pantry and much more storage * just down the hall is a powder room and beyond is an over sized 3 car garage completely finished * the split 3rd bedroom with walk-in closet(full bath are travertine and porcelain tile) are on the opposite side of the home for privacy for a guest or in-law * and a cupola on the roof makes it perfect * completely landscaped & a beautiful stone wall full of perennials * concrete storm shelter * if you want to bring horses you can clear up to 50% of the property * All information is deemed reliable. *****FEATURES OF THIS HOME***** ***MAINTENANCE FREE EXTERIOR, FOUNDATION IS BRICK, FRONT PORCH IS STONE*** ***30 YEAR SHINGLES*** ***ENTRY DOORS ARE LEAD CRYSTAL*** ***HARDWOOD FLOORS THROUGH OUT*** ***UNDER COUNTER LIGHTING IN KITCHEN*** ***SOFT CLOSE FRAMELESS CABINETRY THROUGH OUT*** ***TUMBLE MARBLE BACKSPLASH IN KITCHEN AND LAUNDRY ROOM*** ***DOUBLE HUNG WINDOWS WITH SCREENS*** ***2 COVERED PORCHES WITH RAILINGS AND CEDAR CEILINGS*** ***SPLIT ZONED NATURAL GAS HVAC WITH WHOLE HOUSE DUST FILTER**** ***ON DEMAND HOT WATER (GAS)*** ***6 SUN TUBES FOR BRILLIANT LIGHT*** ***DUAL FUEL FIREPLACE*** ***CENTRAL VAC W/HIDE A HOSE*** ***7 CEILING FANS*** ***ATTIC STORAGE*** ***ASPHAULT DRIVEWAY*** **DEAD END STREET*** ***BASEMENT 2334 SQ FT ENCAPSULATED SPACE HVAC CONTROLLED (CLIMATE CONTROLLED)** **LOW TAXES AND HOA FEE** Just minutes to Crossville or Cookville All of this just 1 hour away from Knoxville/Nashville and Chattanooga.

751 White Oak Rd, Monterey
513 Cumberland Cove Rd, Monterey
$674,900
4 Beds ⋅ 3 Baths ⋅ 1340218 MLS
CUMBERLAND COVE MOUNTAIN ESTATE | 228± FT. BLUFF VIEW | PANORAMIC MOUNTAIN VIEWS | 4-CAR GARAGE + RV GARAGE Views, space, privacy and opportunity--this Cumberland Cove property has it all! Enjoy approximately 228± feet of bluff view overlooking breathtaking panoramic mountain scenery. This spacious 4-bedroom, 2.5-bath home offers the perfect setting for enjoying the beauty and tranquility of Cumberland Cove. The home is in good overall condition and provides a wonderful opportunity to add your own style with updates to the kitchen, deck and exterior. The exceptional garage setup includes a 4-car garage plus a separate RV garage, providing abundant space for vehicles, recreational equipment, hobbies, workshop space and storage. Whether you're looking for a full-time residence, mountain retreat or a property where you can create something truly special, this is an opportunity to experience the best of Cumberland Cove living. Come see the views, explore the possibilities and discover why this property is one you won't want to miss! (buyer to verify all information before making an informed offer.)

513 Cumberland Cove Rd, Monterey
706 Industrial Drive, Monterey
$205,000
2 Beds ⋅ 2 Baths ⋅ 1339787 MLS
Conveniently located just off I-40 at Exit 301, this beautifully updated 2-bedroom, 2-bath home offers comfort, versatility, and opportunity. Inside, you'll find a warm and inviting space with thoughtful updates throughout. Outside, the spacious backyard provides plenty of room to relax, garden, or entertain. Additional features include a paved driveway, covered parking structure with a garage door, and a full basement ideal for storage, hobbies, or future expansion. With its convenient access and location along Industrial Drive, the property may also offer excellent potential as an income-producing property, home-based business, office, or future commercial use. Buyer to verify zoning, permitted uses, and all information.

706 Industrial Drive, Monterey
1565 Vista Drive, Monterey
$325,000
3 Beds ⋅ 2 Baths ⋅ 1335514 MLS
Tucked at the end of a quiet cul-de-sac, this private retreat sits on 2.44 acres across two lots, offering peaceful Tennessee hillside living. This well-kept 3BR/2BA home (1,610 sq ft) features an open-concept living, kitchen, and dining area with a cozy fireplace, perfect for gathering or relaxing. The spacious king suite includes a soaking tub and separate shower for a restful escape. Enjoy the outdoors with a firepit and grilling area, ideal for evenings under the stars. A full basement provides room to expand or store, and the attached garage adds convenience. Washer and dryer remain for easy move-in. Previously used as an Airbnb, this property offers income potential and may be sold furnished. Convenient to Nashville, Knoxville, and Chattanooga airports, it blends privacy with accessibility--perfect as a full-time home, getaway, or investment.

1565 Vista Drive, Monterey
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