Cumberland Cove Homes under $600,000

Cumberland Cove Homes under $600,000

Welcome to Cumberland Cove, a hidden gem nestled in the picturesque landscape of Monterey, Tennessee. This charming subdivision offers a perfect blend of natural beauty and modern living, making it an ideal destination for families, retirees, and anyone seeking a peaceful retreat.

Cumberland Cove is renowned for its serene environment, characterized by lush greenery, rolling hills, and stunning views of the surrounding countryside. Residents enjoy a relaxed lifestyle with access to a variety of outdoor activities, including hiking, fishing, and boating on nearby Dale Hollow Lake. The community is designed to foster connections, with friendly neighbors and a welcoming atmosphere that makes it easy to feel at home.

One of the standout features of Cumberland Cove is its diverse range of homes available under $600,000. Whether you're looking for a cozy cottage, a spacious family home, or a modern retreat, you'll find a variety of options that cater to different tastes and budgets. Each property is thoughtfully designed, featuring quality craftsmanship and contemporary amenities that enhance everyday living.

In addition to the beautiful homes, Cumberland Cove offers a wealth of community amenities, including walking trails, picnic areas, and recreational facilities that encourage an active lifestyle. With its prime location in Monterey, residents have easy access to local shops, dining, and cultural attractions, ensuring that everything you need is just a stone's throw away.

If you're searching for a tranquil community with affordable housing options, look no further than Cumberland Cove. Experience the charm of Tennessee living and make this enchanting subdivision your new home!

Newest Cumberland Cove Homes under $600,000

2177 Street Place Loop, Monterey
$575,000
3 Beds ⋅ 2 Baths ⋅ 1357949 MLS
**Drywall is being installed now, with an estimated completion date of December 2026!** Set on **4 private acres with a beautiful creek**, 1300 Laurel Way offers the perfect combination of privacy, comfort, and opportunity in the heart of Cumberland Cove. This beautiful **2,088 sq ft home** features 3 bedrooms, 2 bathrooms, and a dedicated office, all designed with a thoughtful, functional floor plan and surrounded by abundant wildlife. The home features Ageless Slate siding, which is already installed, along with a stamped concrete covered front porch and a spacious Trex-covered back deck--perfect for enjoying the peaceful creek setting, entertaining, or simply relaxing in nature. Inside, the spacious living room features vaulted ceilings and a beautiful stone fireplace, creating a warm and inviting gathering space. The open-concept kitchen is designed with stainless steel appliances, granite countertops, and a large pantry. The private primary suite offers a true retreat, complete with a spacious bathroom featuring a walk-in shower and an oversized walk-in closet. **There is still time for the buyer to make some selections and personalize the home, including paint colors, countertops, and flooring!** This is a great opportunity to have a say in the finishing touches while the home is still under construction. The home is serviced by public water and natural gas, with fiber-optic internet available at the road, making it easy to work from home while enjoying the peace and privacy of a quiet, mountain-style setting. Outside, the 4-acre creek lot offers plenty of room to explore, enjoy the wildlife, and make the property your own. There is also potential for an RV garage and plenty of space for additional outdoor improvements. With a peaceful creek setting, privacy, modern finishes, and the opportunity to personalize the final selections, this property is a rare opportunity to own a beautiful new home in scenic Cumberland Cove. **Estimated completion: December 2026.** Call today for more information or to schedule a showing! Experience Cumberland Cove Situated on the Cumberland Plateau at elevations around 2,000 feet, Cumberland Cove is a wonderful place to experience all four seasons. Enjoy colorful fall foliage, crisp winter mornings, fresh spring growth, and comfortable summer days surrounded by the beauty of nature. Cumberland Cove encompasses approximately 8,000 acres of preserved natural landscape, offering residents an abundance of opportunities to enjoy the outdoors. Property owners have private access to four community parks, approximately 67 miles of community roads, miles of hiking trails, creeks, waterfalls, caves, scenic bluffs, and beautiful mountain views. Whether you're looking for a place to build, hike, explore, relax, or simply enjoy the changing seasons, Cumberland Cove offers an exceptional lifestyle surrounded by nature. Despite its secluded setting, the community is conveniently located approximately 20 minutes from both Cookeville and Crossville for shopping, dining, medical services, and everyday conveniences. Both east and west I-40 interchanges are approximately 10 minutes away, providing easy access to Nashville, Knoxville, and Chattanooga.

2177 Street Place Loop, Monterey
Monterey
$395,000
3 Beds ⋅ 3 Baths ⋅ 1353931 MLS
Lovely full 2 story home in Cumberland Cove. This home has living quarters upstairs and downstairs with a separate entrance. Downstairs contains a bedroom, full bathroom, large great room, office. separate entrance and lots of storage closets. Upstairs contains the owners suite and an additional bedroom. The home is a full 3 bedroom, 3 bathroom with an open floorplan. A massive stone fireplace is seen as soon as you enter the house. Large. Spacious, open rooms with vaulted ceilings, can lighting and many custom features. Large 2 car garage with reinforced wall system.

Monterey
1320 Laurel Way, Monterey
$535,000
3 Beds ⋅ 3 Baths ⋅ 1353011 MLS
Quality Custom Home. All Brick Exterior. 1 Level. Metal Roof. All Exterior Wood Vinyl Wrapped. Generac Whole House Generator System. Lightning Arrestor System. Whitewashed Brick accenting Front Porch. Wood & Tile Floors. Whole Home Stereo System with Speakers and Volume Controls in All Rooms. Tankless Gas Water Heater. Gas Fireplace. 4 acres. Lighted Brick Columns w/Timers and Electrical Outlets. Iron Gate with Power Available. Flagpole at Entrance. Vast expanse of Hemlock Trees- Treated for Woolly Adelgid. Dedicated Guest Parking. Driveway Alarm. Mailbox Alarm. Many Outdoor Electrical Outlets. Stone Fire Pit and Arbor with Solar Lighting and Electrical Outlets. Extensive landscaping with Creek Stone and Natural Stone Borders and Boulders. Hot Tub. All Television Mounts Swivel, extend Include Electrical Outlets @ Mount. Stainless Appliances. Ceiling Fan in Every Room. Lighted Closets many include Built In Shelving. Guest Bath w/Operable Skylight with Rain Sensor. Modern Walk-in Tiled Showers. Kitchen has 2 built in Solar Tube Lighting, Laundry room has 1 Solar Tube Light. Vaulted Ceiling in Living Room and Den. Built in Bookcases and Shelving. 3rd Bathroom at Back Entrance Adjacent to Laundry Room. Pet Free/Smoke Free. Trex Outdoor Living Area w/Additional Support System, Custom Arbor, Round Concrete Patio. Separate Studio Building-Vaulted Ceiling Heated and Cooled with Electricity (Not included in Square Footage). 2 Car Garage Attached w/Breezeway. Hot Tub w/Raised Structure for Extra Support. Masterbuilt Utility Barn 8x16 with additional covered Porch and electricity. Flammable Fluid Storage. Crawlspace Encapsulated. Weeping Willow, Red Maple and Mint Herb Garden. Very private, low traffic area. Superior Custom Home Exceptional Features, Quality Construction and Meticulously Maintained.

1320 Laurel Way, Monterey
1023 W Laurel Way, Monterey
$389,900
3 Beds ⋅ 3 Baths ⋅ 1351098 MLS
Some homes ask you to compromise between land and convenience, but this one in Cumberland Cove doesn't. 4.1 acres, a 2022 build freshened up in 2025, and modern construction with a layout that actually works for everyday living. The kitchen has been refreshed with quartz countertops, stainless appliances, and durable LVP flooring, so the low-maintenance setup starts the day you move in. A main level primary suite keeps daily life simple, while upstairs adds two bedrooms, a full bath, and a loft suited to a home office, bonus room, or guest space. Covered front and back porches look out over nearly four acres of wooded privacy with room to expand, garden, or just enjoy some distance from your neighbors. Cumberland Cove also puts private trails, waterfalls, and scenic overlooks within easy reach, all without giving up the convenience of being close to town. It's a rare pairing of privacy and convenience... and it's ready whenever you are.

1023 W Laurel Way, Monterey
50 Ross Place, Monterey
$499,000
3 Beds ⋅ 2 Baths ⋅ 1350831 MLS
Enjoy privacy, peaceful surroundings, and room to roam in this beautifully maintained 3-bedroom, 2-bath home offering 2,192 square feet on 4 wooded acres in the highly desirable Cumberland Cove community. With a new metal roof, exterior paint completed just three years ago, refinished hardwood floors, and a fully encapsulated walk-in crawl space with abundant storage, this home is truly move-in ready. Inside, you'll find soaring ceilings, an open floor plan, a spacious living room with a gas fireplace, formal dining room, eat-in kitchen, walk-in pantry, and a desirable split-bedroom layout. The 364-square-foot bonus room above the oversized two-car garage is perfect for a home office, craft room, media room, or guest space. The primary suite offers two walk-in closets, a relaxing soaking tub, separate shower, and built-in vanity, creating a comfortable private retreat. Step outside and enjoy the peaceful wooded setting, complete with a view of a nearby waterfall from the back of the property (waterfall is adjacent to, not on, the property). Cumberland Cove residents enjoy access to four private parks featuring waterfalls, creeks, hiking trails, scenic overlooks, and a Welcome Center with optional community activities throughout the year. Conveniently located between Nashville, Knoxville, and Chattanooga, and just minutes from Cookeville and Crossville, this home offers the perfect blend of privacy, natural beauty, and convenience. Buyer and Buyers Agent to verify all information.

50 Ross Place, Monterey
633 Icy Cove Tr, Monterey
$550,000
3 Beds ⋅ 2 Baths ⋅ 1350546 MLS
Stunning new construction located in Cumberland Cove sitting on 4 acres offers 2,265 Sq ft of modern comfort living. The family room has soaring cathedral ceilings and a large gas log fireplace surrounded with stone. LVF within the home with tile in the wet areas. The kitchen is designed with custom built cabinets, granite counter tops with the gas cook top located in the island. Perfect for entertaining & everyday living. The spacious master bedroom includes a trey ceiling en-suite bath, with a his/her vanity , free standing soaker tub, a walk in tile shower & an over sized walk in closet. The guest side has 2 bedrooms and a guest bathroom. Large Laundry room with a utility sink, cabinet space & a folding table to make everyday chores easier. Energy efficiency & long-term durability are enhanced with a tankless water heater & an encapsulated crawl space. Covered front & back porch with concrete flooring to provide comfortable outdoor living year-round usability. Act quick & pick your finishing touches! Owner/Agent

633 Icy Cove Tr, Monterey
36 Point Place, Monterey
$529,000
3 Beds ⋅ 3 Baths ⋅ 1348080 MLS
Escape the hustle and bustle of daily life and indulge in your own little piece of paradise. Tucked away on a serene street with minimal neighbors, this location promises peace and tranquility. Immerse yourself in the breathtaking beauty of nature and the enchanting views of lush woodlands. This delightful ranch-style home features 3 bedrooms located on the main floor, 2 full bathrooms, a beautifully lit formal dining room, a spacious living room with deck access, and a generous primary suite with bath that includes standup shower, garden tub, double sinks, linen closet walk in closet and access to an expansive deck that stretches across the entire house. Additionally, there are two comfortably sized guest bedrooms on the main floor. The property also includes; new roof in 2026, a large, partially finished basement that comes complete with a family room with walk out access to deck, a bedroom, a bathroom, huge storage space, and walk-out access. This home is truly unique and special, perfect for accommodating extended family with its impressive 2,434 square feet on the main floor and over 900 square feet of finished living space in the walk-out basement, and a new roof in 2026. Located in the fantastic community of Cumberland Cove in Middle Tennessee, The Cove offers private parks, lovely waterfalls, numerous hiking trails, and is an overall wonderful place to call home. Seller offering a $3,600. carpet allowance. Information reliable but not guaranteed.

36 Point Place, Monterey
1072 Belmont Drive, Monterey
$489,900
3 Beds ⋅ 2 Baths ⋅ 1342430 MLS
**Welcome to the Cozy Chalet in beautiful Cumberland Cove.** This charming 3BR/2BA 2,128 sq ft home features an inviting open-concept layout with a vaulted ceiling and a stunning floor-to-ceiling stone fireplace that anchors the main living area with warmth and character. Bordering the golf course, the property offers a rare combination of privacy and peaceful, scenic views. Mature hardwoods surround the home, creating a serene natural backdrop and enhancing the signature country-setting atmosphere that Cumberland Cove is known for. Thoughtfully updated with a Generac generator, new HVAC system, and new appliances, this home provides comfort and peace of mind for years to come. If you're seeking comfort, privacy, and the beauty of nature, this special property is a must-see.(Buyer to verify all information before making an informed offer)

1072 Belmont Drive, Monterey
359 E Cove Rd, Monterey
$389,900
3 Beds ⋅ 3 Baths ⋅ 1317165 MLS
Nestled amongst the trees!!! You'll feel like you're vacationing in the mountains every day. Vacant wooded property literally surrounds the home on every front. Cumberland Cove is the absolute perfect community for this home. The Cove is recognized for it's spacious lots, hiking trails, waterfalls, and one of the most scenic overlooks you'll ever see. A circular drive brings you to your covered front porch spanning the width of the home. And next to the two car garage, you have a paved spot for RV parking or extra guests. The inside of the home has been wonderfully maintained with all new Luxury Vinyl Plank flooring throughout the kitchen dining, utility, and half bath on the main floor. The living room has beautiful hardwood floors. Your spacious and private Master Bedroom is on the main level and upstairs, you have two extremely spacious bedrooms with a full bath. When you step out on either the front porch or the back deck, you don't see a soul. Nothing but Mother Nature!!! It's just such a peaceful setting. And the home comes with a brand new roof (July 2025) with a transferrable warranty. For your information, this home is a TRUE Modular home. Walls, floors, roof structure, etc. all constructed in a controlled manufacturing environment to exacting standards and delivered on-site to be assembled on a footer and foundation. It's a more 'precisely' built home than traditional stick built homes.

359 E Cove Rd, Monterey
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