Cumberland Lakes Homes under $600,000

Cumberland Lakes Homes under $600,000

Welcome to Cumberland Lakes, a picturesque and inviting subdivision nestled in the heart of Monterey, Tennessee. This charming community is perfectly situated in Cumberland County, offering residents a serene escape from the hustle and bustle of city life while still providing easy access to modern amenities.

Cumberland Lakes is renowned for its stunning natural beauty, featuring scenic landscapes, tranquil lakes, and lush greenery that create a peaceful atmosphere for families and individuals alike. The community is designed for those who appreciate the great outdoors, with ample opportunities for fishing, boating, and hiking right at your doorstep. Imagine waking up to the gentle sounds of nature and enjoying leisurely afternoons by the water—Cumberland Lakes truly embodies the essence of lakeside living.

One of the standout features of this subdivision is its diverse selection of homes, all priced under $600,000. Whether you’re a first-time homebuyer, looking to downsize, or seeking a vacation retreat, you’ll find a variety of stylish options to suit your lifestyle. From cozy single-family homes to modern designs, each property boasts unique charm and character, making it easy to find your perfect match.

The sense of community in Cumberland Lakes is palpable, with friendly neighbors and a welcoming atmosphere that fosters lifelong friendships. Residents can enjoy community events, social gatherings, and the shared enjoyment of the beautiful surroundings.

If you're ready to embrace a lifestyle of tranquility and connection, Cumberland Lakes in Monterey, TN, is the ideal place to call home. Explore your options today and discover the perfect home in this enchanting lakeside community!

Newest Cumberland Lakes Homes under $600,000

29 Mountain Ash Drive, Monterey
$349,000
3 Beds ⋅ 2 Baths ⋅ 1358661 MLS
Welcome to 29 Mountain Ash Dr., Monterey, TN! Built in 2023, this meticulously maintained 3-bedroom, 2-bath home offers modern comfort, thoughtful features, and a peaceful setting on .82 of an acre. From the inviting interior to the beautifully cared-for property, this home is ready for its next owner to enjoy. The kitchen is designed for both everyday living and entertaining, featuring granite countertops, stainless steel appliances, and a convenient walk-in pantry. The open, comfortable feel of the home is complemented by an EPA-certified cast iron hybrid wood-burning stove with a heat shield and blower, providing an excellent additional heating option. The primary bedroom is accompanied by two additional bedrooms and a full guest bathroom, offering a practical layout for family, guests, or a home office. A dedicated laundry room adds everyday convenience, while the attached two-car garage provides ample space for parking and storage. The home also features a private well water source with a filtration system and an outdoor storage shed for additional storage needs. Step outside and enjoy the spacious .82-acre property, which has been meticulously cared for along with the home itself. Located in a community featuring two lakes and a clubhouse, this property offers an opportunity to enjoy a relaxed lifestyle with access to community amenities. If you're looking for a newer home with modern finishes, a well-designed layout, extra storage, and a beautifully maintained property in a desirable community, this Monterey home is a must-see!

29 Mountain Ash Drive, Monterey
376 Lakeshore Drive, Monterey
$369,900
3 Beds ⋅ 2 Baths ⋅ 1357701 MLS
Tennessee Log Cabin Under Construction in Cumberland Lakes Experience the charm of authentic Tennessee cabin living with this beautifully crafted **1,200 sq. ft. log cabin**, nestled in the sought-after **Cumberland Lakes** community. Surrounded by mature trees and natural beauty, this earthy green cabin offers seasonal wintertime glimpses of the lake through the trees and backs up to more than *1,100 acres*, creating a peaceful and private setting. Designed with quality, durability, and timeless cabin character in mind, the home features **authentic log exterior walls, a standing-seam metal roof, and shake accents in the gables**. A spacious **10' x 44' covered porch** provides the perfect place to relax, enjoy the wooded surroundings, and take in seasonal views of the lake. The property also includes a substantial **24' x 30' timber-framed carport** with a concrete apron, offering plenty of covered parking, large enough for a boat or camper. Inside, the open-concept floor plan offers **3 bedrooms and 2 full bathrooms**, with cathedral ceilings adding character and creating a spacious, inviting feel throughout the main living areas. Durable **luxury vinyl plank flooring** runs throughout the home, while the authentic log construction adds warmth and rustic charm. Central heating and cooling provide comfortable year-round living. The kitchen is designed for both everyday living and entertaining, featuring **stylish black cabinetry, a tile backsplash, stainless steel appliances, quartz countertops, and a large center island**. The open layout creates a natural flow between the kitchen, dining, and living areas, making the space ideal for gathering with family and friends. Thoughtfully designed for efficiency, the home also features a **stacked washer and dryer**, maximizing available space while keeping the laundry area convenient and functional. The spacious primary suite offers a relaxing retreat with a **cathedral ceiling, large walk-in closet, and beautifully tiled walk-in shower**. The second full bathroom features a convenient tub/shower combination and durable vinyl flooring. With **fiber-optic internet available**, this cabin offers the best of both worlds--a peaceful retreat surrounded by nature with the connectivity needed for working from home. Conveniently located between **Cookeville and Crossville**, Cumberland Lakes offers a peaceful country lifestyle while remaining within easy reach of shopping, dining, healthcare, and other everyday amenities in both communities. Property owners enjoy access to **two private lakes--Cumberland Lake, approximately 41.2 acres, and Lazy Lake, approximately 15.5 acres**. Both lakes offer opportunities for **kayaking, paddleboarding, and fishing**, with electric boats permitted. The community also features **three common parks, picnic areas, a clubhouse, and approximately 25 miles of scenic community roads** connecting the lakes and natural areas. The paved roads provide an ideal setting for walking, cycling, and exploring the beautiful Cumberland Plateau surroundings. This is a rare opportunity to own a **genuine log cabin in a peaceful lake community**, surrounded by nature and thoughtfully designed for enjoying Tennessee's four-season outdoor lifestyle.

376 Lakeshore Drive, Monterey
246 Cross Drive, Monterey
$597,500
3 Beds ⋅ 3 Baths ⋅ 1348476 MLS
Nestled on over 5 private wooded acres in the desirable Cumberland Lakes community, this charming log home offers the perfect blend of privacy, comfort, and Tennessee beauty. Featuring a main-level primary suite, soaring ceilings, warm wood interiors, a cozy wood-burning stove, and a loft with two additional bedrooms, this home is full of character. Enjoy the wraparound porch, detached two-car garage with a finished bonus room above-ideal for guests, a home office, or hobbies. Multiple adjoining lots provide added privacy and room to enjoy nature. Whether you're looking for a full-time home or a peaceful weekend retreat, this property is one you won't want to miss.

246 Cross Drive, Monterey
190 Rhonda Place, Monterey
$279,900
3 Beds ⋅ 2 Baths ⋅ 1333933 MLS
New construction barndominium on 1 acre -- one of the best-priced homes currently available in Cumberland Lakes. This 3-bedroom, 2-bath home offers a blend of modern finishes, efficiency, and low-maintenance living in a peaceful, natural setting. Inside, you'll find durable vinyl flooring, abundant natural light, and a functional layout designed for everyday comfort. The home features a dual fuel HVAC system, tankless on-demand water heater, whole-house water filtration, and ethernet wiring throughout -- providing both convenience and long-term efficiency. A 1-year builder's warranty is included, offering added peace of mind for buyers seeking confidence in a new construction purchase. Situated on approximately 1 acre, this property offers privacy while still being part of the Cumberland Lakes community, known for its natural beauty, multiple lakes, parks, and quiet surroundings. **Need a garage? There is room to add one! The ability to add a garage has been confirmed with the AECC Board, and the property lines and leach field are already marked to assist with planning.** Any proposed garage would be subject to applicable AECC approval, permitting, setback, and other requirements. Conveniently located between Crossville and Cookeville, you get the balance of seclusion without being far from everyday amenities. This home is well-suited for: • First-time buyers looking for a move-in-ready option with modern systems • Buyers relocating to the area seeking space and a quieter lifestyle • Downsizers wanting a newer, low-maintenance home • Anyone looking to avoid the time and cost of building Move-in ready and positioned for a smooth transaction -- schedule your showing today.

190 Rhonda Place, Monterey
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