Polk County Homes under $900,000

Polk County Homes under $900,000

Welcome to Polk County, Tennessee—an enchanting gem nestled in the heart of the Appalachian Mountains. Known for its breathtaking landscapes, rich history, and vibrant community, Polk County offers a unique blend of rural charm and modern conveniences. Whether you’re an outdoor enthusiast, a history buff, or simply looking for a peaceful retreat, this picturesque county has something for everyone.

One of the highlights of living in Polk County is the affordability of housing. With a diverse selection of homes available for under $900,000, you can find your dream home without breaking the bank. From charming cottages and spacious family homes to serene riverfront properties, the options are plentiful. Each neighborhood tells its own story, offering a warm sense of community and a welcoming atmosphere.

Polk County is also home to stunning natural attractions, including the Cherokee National Forest and the Ocoee River, perfect for hiking, fishing, and white-water rafting. Residents enjoy a slower pace of life, with friendly neighbors and a strong sense of community pride. The county is also conveniently located near larger cities, making it easy to access urban amenities while still enjoying the tranquility of rural living.

In addition to its natural beauty and affordable real estate, Polk County boasts a rich cultural heritage, with local festivals, farmers' markets, and a variety of recreational activities. Whether you’re looking to settle down or invest in a vacation home, Polk County, TN, is an ideal place to call home. Discover the charm and beauty of this remarkable county today!

Newest Polk County Homes under $900,000

275 Spring Creek Rd, Delano
$314,900
1359571 MLS
Charming 3-bedroom, 2-bath home located just minutes from the Hiwassee river, offering the perfect blend of comfort and versatility. The spacious floor plan features inviting living areas, with an attached garage and it even includes a finished upper-level apartment with 1 bedroom 1 bath, providing excellent space for guests, or extended family, a home office, or potential rental income. Enjoy the peaceful setting, outdoor recreation nearby, panaramic mountain views and the flexibility this unique property has to offer. A rare opportunity with endless possibilities!

275 Spring Creek Rd, Delano
1511 Highway 30, Reliance
$175,000
2 Beds ⋅ 1 Baths ⋅ 1359418 MLS
Imagine the possibilities! Set on 4.89 acres in beautiful Reliance, Tennessee, this 2-bedroom, 1-bath home offers an opportunity to create a place that truly reflects your vision. The home is ready for renovation, making it an ideal project for those looking to restore, reimagine, and bring new life to a property with room to explore its potential. Whether you envision a peaceful country retreat, a homestead, or a place to build your future, the acreage provides a wonderful starting point. Enjoy the appeal of rural East Tennessee, with opportunities for outdoor recreation, scenic drives, fishing, hiking, and exploring the natural beauty of the surrounding mountains and rivers. Nearby attractions include the Hiwassee River and the Cherokee National Forest, offering plenty of ways to enjoy the outdoors. If you've been searching for acreage with potential and a chance to make it your own, this Reliance property is ready for its next chapter. Bring your vision and schedule your showing today!

1511 Highway 30, Reliance
1971 Old Federal Rd, Ocoee
$320,000
3 Beds ⋅ 2 Baths ⋅ 1357915 MLS
Your Cozy Creekside Retreat Awaits! Welcome to 1971 Old Federal Road, where peaceful country living meets everyday comfort. This charming 3-bedroom, 2-bathroom home is the kind of place you'll want to come home to every single day. Start your mornings on the inviting wrap-around porch with a hot cup of coffee, and end your evenings there listening to the gentle sound of the year-round creek winding through the property. It's the kind of quiet that melts away stress and invites you to slow down and breathe. The level yard offers plenty of room to garden, play, entertain, or simply relax. Whether you're hosting a summer cookout, tossing a ball with the kids, or setting up a fire pit under the stars, this property is ready for it all. Inside, the three bedrooms and two full baths provide a comfortable layout for family, guests, or a home office. Every corner feels warm and welcoming, making this the perfect full-time home, weekend getaway, or peaceful escape from the busy world. Located in Ocoee, TN, you'll enjoy the best of Southeast Tennessee: beautiful scenery, outdoor recreation, and a true sense of community, all within reach of the Ocoee River, Chattanooga, and Cleveland. Come experience the charm, the quiet, and the sound of running water. Schedule your showing today!

1971 Old Federal Rd, Ocoee
1699 Childers Creek Rd, Reliance
$439,900
2 Beds ⋅ 1 Baths ⋅ 1357685 MLS
Nestled on 8.2 beautiful acres in a peaceful country setting just minutes from the Hiwassee River this charming and spacious 2-bedroom, 1-bath ranch-style cabin offers comfort, character, and plenty of potential. The full basement provides valuable additional space, including a finished climate-controlled room that can be tailored to fit your needs. Whether for a hobby room, storage, or personal retreat. A wood-burning heater adds warmth and rustic charm, creating a cozy and inviting atmosphere. Numerous recent updates add comfort and peace of mind, including a new high-efficiency heat pump in 2024 and a new hot water heater. The private well is equipped with a UV water treatment system, recently serviced in August 2026. A Generac generator with a 500-gallon tank provides dependable backup power. Step outside and discover even more possibilities! The impressive 40x60 steel-framed pole barn offers abundant space for equipment, storage, projects, hobbies, or whatever your needs may be. In a separate area of the property, you'll find four ''custom-fabricated'' 20x20 stalls with hay storage, offering excellent space for horses, goats, livestock, or other farm animals. Additional outdoor features include multiple outbuildings, storage areas, a chicken coop, greenhouse, and a newly built covered patio area perfect for relaxing and enjoying the peaceful surroundings. With 8.2 acres, no restrictions, a private well, underground utilities, backup generator, large pole barn, separate livestock stalls, and plenty of room for animals, gardening, recreation, and hobbies, this property offers the freedom and flexibility to create the country lifestyle you've been looking for. Whether you're looking for a homestead, hobby farm, mini-farm, or peaceful country retreat, this property has so much to offer. Come see all the possibilities for yourself. This one is truly a must-see! Buyer to verify all information deemed important to the buyer.

1699 Childers Creek Rd, Reliance
159 Mila Mae, Ocoee
$415,000
4 Beds ⋅ 3 Baths ⋅ 1357624 MLS
Welcome to this beautiful new construction home in Ocoee, offering 4 bedrooms, 2.5 bathrooms, and approximately 2,500 square feet of thoughtfully designed living space. With modern finishes, an open layout, and plenty of room to spread out, this home offers a great combination of comfort and functionality. The main level features a spacious primary suite with a walk-in closet and a large private bathroom complete with a double vanity. The kitchen is equipped with stainless steel appliances and provides plenty of space for cooking, dining, and gathering with family and friends. Just off the main living areas, you'll also find a convenient laundry room and half bathroom. The living room feels bright and open with high ceilings and a fireplace that creates a welcoming focal point. Upstairs are three additional bedrooms and a full bathroom, along with a bonus room that gives you even more flexibility. Use it as a home office, playroom, extra storage space, or whatever best fits your needs. Outside, the covered back deck gives you a comfortable place to relax and enjoy the surroundings, while the two-car garage provides additional parking and storage space. One of the highlights of this home is its Ocoee location, putting you close to some of Southeast Tennessee's best outdoor recreation. Spend your weekends boating, fishing, hiking, rafting, or camping with the Cherokee National Forest, Parksville Lake, the Ocoee River, and the Hiwassee River all just minutes away. Please note that there is currently no propane tank on the property. The buyer will be responsible for purchasing their own propane tank if desired.

159 Mila Mae, Ocoee
177 Lifestyle Way, Benton
$325,000
3 Beds ⋅ 2 Baths ⋅ 1357041 MLS
Enjoy peaceful East Tennessee living in this beautifully maintained, like-new **3-bedroom, 2-bath home situated on 5.06 scenic acres** with gorgeous seasonal mountain views. Surrounded by nature and offering plenty of privacy, this move-in-ready property even features an **established walking trail throughout the acreage**, perfect for enjoying a quiet morning walk or exploring your own backyard. Inside, you'll find a bright and welcoming **open-concept floor plan** designed for comfortable everyday living and entertaining. Energy-efficient windows fill the home with natural light while helping with year-round efficiency, and **high-speed internet** makes working from home, streaming, and staying connected easy. Step outside and discover plenty of room to garden, entertain, enjoy outdoor recreation, or simply relax and take in the peaceful surroundings. **Storage sheds are included**, providing convenient additional space for lawn equipment, tools, outdoor gear, and more. Outdoor enthusiasts will love the location! A **boat marina is approximately 10-15 minutes away**, and you're conveniently located near the **Ocoee River, Benton Falls, Cherokee National Forest, Chilhowee Mountain recreation areas, and the Hiwassee River Gorge**. Hiking, rafting, boating, fishing, and countless outdoor adventures are all within easy reach. With **5.06 acres, mountain views, privacy, modern conveniences, and easy access to some of East Tennessee's best outdoor recreation**, this property offers the perfect combination of country living and adventure.

177 Lifestyle Way, Benton
316 Circle R Drive, Benton
$349,000
3 Beds ⋅ 2 Baths ⋅ 1357012 MLS
Discover riverfront living on the Ocoee River! This 3 bedroom, 2 bathroom home sits on over half an acre and offers a neighborhood boat ramp for easy access to the river. Inside, the open layout features a split bedroom design, stainless steel kitchen appliances, oak cabinetry, and a built in pantry. A small gas fireplace adds a cozy touch during the cooler months. Step outside to the covered back porch overlooking the fenced in backyard, creating a great space to relax and enjoy the peaceful surroundings along with a seating area at the riverbank. With river access, no HOA, and a comfortable, functional layout, this property offers a wonderful opportunity to enjoy the Ocoee River lifestyle.

316 Circle R Drive, Benton
240 McClary Drive, Benton
$879,000
4 Beds ⋅ 3 Baths ⋅ 1356579 MLS
Beautifully updated brick ranch positioned on just under an acre, tucked away on a private dead-end street with approximately 200 feet of Hiwassee River frontage. With water views from multiple rooms, this home offers a rare combination of privacy, space, and waterfront living. One of the true showstoppers is the heated and cooled four-season sunroom, perfectly positioned just off the kitchen with additional access to the owner's suite. Whether you're enjoying your morning coffee or entertaining guests, this is a space you'll want to spend time in. Step outside to the back deck overlooking the river, where grilling and relaxing become part of everyday life. A neighborhood boat ramp provides convenient access to the water. Inside, luxury vinyl flooring flows throughout the main level. The beautifully remodeled kitchen is designed for both everyday living and entertaining, featuring a large statement island, quartz countertops, gas range, double ovens, stainless steel appliances, and a trash compactor. The main level also offers a guest bedroom, full bath, and spacious owner's suite. The completely renovated owner's bath is a standout, featuring handcrafted barn wood cabinetry, a charming barn door entrance, and a beautifully tiled walk-in shower. The spacious living room welcomes you with an abundance of natural light and beautiful front-facing views. A custom mantel crafted from 150-year-old wood creates a one-of-a-kind focal point above the gas fireplace, adding warmth and character to the space. Just off the kitchen, a spacious laundry room provides convenient access to the garage. The full basement expands the possibilities with two additional bedrooms, a full bath, a fully equipped second kitchen, and a comfortable family room. This versatile living space opens directly to a private covered patio overlooking the river, a peaceful spot to relax and watch kayakers drift by. With its own living spaces, kitchen, bedrooms, and bath, the basement offers incredible flexibility for guests, extended family, a recreation area, or whatever fits your lifestyle. Additional highlights include an oversized 2 car garage with new garage doors, a roof with a transferable lifetime warranty, newer appliances, updated molding and lighting, insulated windows, and new flooring in the basement recreation area and bath. This home offers the space, updates, character, and waterfront setting that are increasingly hard to find. Come experience the craftsmanship, generous living spaces, and peaceful riverfront lifestyle for yourself. And when you're ready to explore beyond home, you're just minutes from the Cherokee National Forest and the Ocoee River.

240 McClary Drive, Benton
135 Brewer Rd, Old Fort
$399,000
3 Beds ⋅ 2 Baths ⋅ 1352874 MLS
Come let your soul reprieve at this beautiful 3-bedroom, 2-bath log home on 2.8 peaceful, wooded acres in Old Fort. Privately situated on a corner lot, this home offers rustic charm with room to spread out. The main level features one bedroom and full bath, while upstairs you'll find two additional bedrooms connected by a Jack-and-Jill bath, plus a versatile loft. Hardwood floors, a stone fireplace, and skylights bring warmth and character inside. Recent improvements include crawl-space encapsulation with vapor barrier, an updated downstairs bathroom with new subfloor and tile flooring, plumbing and electrical repairs, fresh bathroom paint, and a new living room ceiling fan. Outside, enjoy a spacious back deck with built-in seating and an outdoor fireplace overlooking the pond. The 2.8-acre property also includes a 34x35 barn with concrete floor, storage shed, well house with pump, and partial fencing. No restrictions and Spectrum fiber internet available. Convenient to Cleveland, Benton, and Parksville Lake. If you're looking for privacy, character, and a little breathing room, this one is worth a look..

135 Brewer Rd, Old Fort
192 Fingerboard Rd, Reliance
$628,000
3 Beds ⋅ 2 Baths ⋅ 1352430 MLS
Escape to your own private mountain retreat in the beautiful Cherokee National Forest!! Situated on 5 peaceful acres, this impressive log cabin offers 2,550 square feet of living space with 3 bedrooms and 2 bathrooms along with a bonus room, providing the perfect blend of rustic charm, comfort, and seclusion. Inside, you'll find plenty of storage throughout the home, including unique hidden storage compartments that add character and functionality. A whole-house backup generator provides added peace of mind year-round. Surrounded by the natural beauty of the mountains, this property offers the privacy you've been searching for while still being conveniently located near the famous Hiwassee River, well known for its outstanding trout fishing and outdoor recreation. Whether you're looking for a full-time residence, mountain getaway, or peaceful retreat, this one-of-a-kind cabin has so much to offer. You truly must see it in person to appreciate the setting, privacy, and special features of this incredible property!

192 Fingerboard Rd, Reliance
300 McClure Rd, Benton
$599,000
2 Beds ⋅ 3 Baths ⋅ 1352300 MLS
This beautiful home is privately situated on five level acres, offering the perfect blend of seclusion in a country setting while being conveniently located to shopping, highways, the Ocoee River and the Cherokee National Forest. Everyone who enters the home will be greeted by a warm, spacious living area highlighted by plenty of natural light, custom bookshelves with accent lighting, Nickle gap tongue and groove ceiling, and a Vermont Castings cast iron gas stove to provide warmth, comfort and an alternative for a power outage. The open floor plan flows seamlessly into the kitchen, creating the perfect space for enjoying quality time with family or entertaining family around a custom (4 x9) island with oak top. The kitchen is a chefs dream complete with a pantry, induction cooktop, quartz countertops, soft close cabinetry, built-in desk, and intricate handmade detail on the trim too! From the kitchen, you will be amazed by the 20 x 20 screened porch complete with the trickling sounds of the waterfall feature, a fire pit to roast smores, grilling area, and a relaxing space to listen to the birds chirping while relaxing every care away. The bedrooms are oversized and each has an en-suite. The primary bedroom boasts two-walk in closets, double sinks with quartz countertop, and a beautifully crafted (8 x 4) walk-in shower. The guest bedroom also has a walk-in closet and walk-in shower. Additionally, there is a multi-purpose room that is currently being used as a quilting room, but could be a home office, or a second living room. The other highlights a half bath, laundry room, a 19 x 36 workshop with 12' door, an 18 x 20 covered carport, a 400-amp service to the home, and a 360-security system around the home to keep everyone safe and secure. This home has 2880 heated square feet, including the garage and the workshop. To appreciate the intricate details throughout this home, schedule an appointment today!

300 McClure Rd, Benton
150 Patty Rd, Benton
$234,900
3 Beds ⋅ 1 Baths ⋅ 1352294 MLS
'SELLER INCENTIVE'' Seller is offering a Base Plan home warranty valued up to $575 with an acceptable offer. Welcome home to this well-maintained and updated 3-bedroom, 1-bath home offering just under 1,400 sq. ft. of comfortable living space on just over one-third of an acre. Featuring a 1-car garage and a fenced backyard, this home offers plenty of space both inside and out. Numerous improvements have been made over the years, including updated flooring, kitchen countertops and cabinetry, replacement windows, updated bathroom finishes, crawlspace improvements and insulation, gutters and downspouts, garage roof and door improvements, and a newer HVAC system. Enjoy outdoor living from the covered front porch or the spacious 12x12 rear deck overlooking the fenced backyard. Conveniently located near shopping, dining, schools, and everyday amenities, this move-in-ready home has been well cared for and is ready for its next owner. Schedule your private showing today and come see everything this home has to offer!

150 Patty Rd, Benton
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