Putnam County Homes under $250,000

Putnam County Homes under $250,000

Welcome to Putnam County, Tennessee—a hidden gem nestled in the heart of the Volunteer State! Known for its stunning natural beauty and warm, welcoming communities, Putnam County offers a perfect blend of rural charm and modern conveniences. With its picturesque landscapes, including rolling hills and sparkling lakes, residents enjoy a serene lifestyle while being just a short drive from the vibrant cities of Cookeville and Monterey.

For those looking to invest in their dream home without breaking the bank, Putnam County boasts an impressive selection of homes priced under $250,000. This affordability opens the door to homeownership for first-time buyers, families, and retirees alike. Imagine settling into a cozy, charming abode surrounded by friendly neighbors and the tranquility of nature. Whether you’re seeking a quaint single-family home, a spacious townhome, or a charming cottage, the options are plentiful.

The local real estate market is thriving, with properties that often feature modern amenities, open floor plans, and beautiful outdoor spaces perfect for entertaining or simply enjoying the peaceful surroundings. Living in Putnam County means you can embrace a slower pace of life while still enjoying easy access to shopping, dining, and recreational activities.

Explore the possibilities that await in Putnam County. With homes under $250,000, you can find your perfect slice of Tennessee paradise without sacrificing quality or comfort. Come discover why so many are choosing to call this enchanting county home!

Newest Putnam County Homes under $250,000

1615 Louisiana Ave, Cookeville
$234,900
3 Beds ⋅ 1 Baths ⋅ 1357606 MLS
FIRST-TIME BUYERS, & VALUE-SEEKERS, TN Tech Students--THIS IS THE OPPORTUNITY YOU HAVE BEEN WAITING FOR! If you have been searching for an affordable home with a fantastic location, practical layout, & outstanding potential, this brick one-level property deserves your immediate attention. Featuring 3 beds, 1 full bath, & approx 1338 sqft, this home offers the space & simplicity buyers want without the price tag often associated with convenient Cookeville living. Whether you are ready to purchase your first home, looking for a manageable property to make your own, or searching for a rental investment 2 minutes to TN Tech with potential for steady income, this property gives you multiple ways to build value. The home sits on a paved driveway & benefits from City of Cookeville utilities. A gas water heater adds to the home's practical features, while the single-level design makes everyday living easy & convenient. Location is where this property truly shines! You can be in Downtown Cookeville in approx 6 mins, putting local restaurants, shopping, entertainment, & city conveniences right within easy reach. Outdoor adventure is also close by, with Cummins Falls State Park approx 14 mins away. Livingston is about 26 mins away, & BNA is just a little over an hour away, making regional travel surprisingly convenient. Properties like this do not stay under the radar for long! Schedule your showing today & see firsthand why this Cookeville property deserves a place at the top of your list.

1615 Louisiana Ave, Cookeville
408 E Williams Ave, Monterey
$179,929
3 Beds ⋅ 1 Baths ⋅ 1356966 MLS
Tucked away at the end of a dead-end street within Monterey city limits, this charming home offers the character of an older home paired with thoughtful updates and comfortable living spaces. Hardwood floors run throughout the home, adding warmth and character, while large windows flow from room to room and bring in an abundance of natural light. The remodeled kitchen brings a fresh, modern touch with butcher block countertops, painted cabinetry, and stainless steel appliances approximately one year old. The functional floorplan offers distinct living spaces that can flex to fit the way you live and entertain. The centrally located full bath is exceptionally spacious, and all three bedrooms offer plenty of room along with great closet space. Outside, the newly constructed covered front porch and open side deck extend your living space and create inviting spots to relax, entertain, or enjoy the outdoors. The large backyard offers plenty of room to garden, play, gather, or simply enjoy the extra space. A detached building in great condition adds even more versatility and could serve as a workshop, additional storage, or a place to house equipment and tools. A gas line runs into the home, although it is not currently connected, allowing the next owner the opportunity to customize it to their needs. The home also previously featured a wood-burning stove. While the stove and related components have been removed, the option remains to add one back if desired. Additional updates include a central heating and cooling system approximately 3-4 years old and a metal roof approximately 6 years old. With its combination of original character, thoughtful updates, flexible living spaces, outdoor areas, and versatile detached building, this Monterey home offers a lot to appreciate.

408 E Williams Ave, Monterey
240 Phillips St, Cookeville
$247,000
3 Beds ⋅ 2 Baths ⋅ 1356576 MLS
There's something sweet about a home that feels easy to settle into. At 240 Phillips St, fresh paint and new flooring give this cute home a clean start, while the large backyard offers room to garden, gather with friends, or simply enjoy the evening shade. A new roof in 2025, plus a new HVAC system and water heater in 2026, add to its appeal. You're under a mile from Highway 111 and close to Algood City Park, coffee, and shopping. Whether you're looking for your first place to call home or the next addition to your rental portfolio, this one is full of possibility.

240 Phillips St, Cookeville
18726 Clarkrange Hwy, Monterey
$210,000
3 Beds ⋅ 2 Baths ⋅ 1356087 MLS
3 Bedroom Home on 1.1 Unrestricted Acres | Creek Frontage | Country Setting Enjoy peaceful country living with the convenience of being just minutes from town! This 3-bedroom, 2-bath manufactured home sits on approximately 1.1 unrestricted acres and borders Dripping Springs Creek, offering a scenic setting with room to enjoy the outdoors. The home features a desirable split-bedroom floor plan with a spacious primary suite, private bath, and large walk-in closet. The good-sized kitchen offers plenty of workspace, a pantry for additional storage, and all kitchen appliances convey. LVP flooring runs throughout most of the home, with no carpet. Step outside onto the large back deck, perfect for relaxing and enjoying the country surroundings. A storage building provides additional space for lawn equipment, tools, or recreational gear. Recent improvements include a new roof and new water heater. The home is connected to public water. An old well is also located on the property; its condition and functionality are unknown. The manufactured home has been detitled. Conveniently located approximately 7 minutes from Monterey for everyday necessities and approximately 25 minutes from both Cookeville and Crossville for additional shopping, dining, medical services, and entertainment. With unrestricted acreage, creek frontage, and a convenient Upper Cumberland location, this property offers a great combination of country living, flexibility, and accessibility. All information is deemed reliable but is not guaranteed. Buyer and/or Buyer's Agent to independently verify all information, including but not limited to square footage, acreage, restrictions, utilities, schools, manufactured home status, well information, creek/boundary information, and any other matters of importance to the Buyer.

18726 Clarkrange Hwy, Monterey
154 Boatman Street, Cookeville
$209,929
2 Beds ⋅ 1 Baths ⋅ 1350759 MLS
The Villas at Park View offer top quality and affordability right in the heart of Cookeville. You are offered 4 floor plans throughout the community, with this one offering two spacious bedrooms and a large bathroom. Walking in from your covered patio is the open concept living room flowing into the kitchen with new quartz countertops, tiled backsplash, soft close cabinets, under cabinet lights, and island area. This also has access to your laundry space and back deck. Down the hallway are your bedrooms with walk-in or oversized closets, spacious bathrooms with tiled a shower, as well as top of the line fixtures throughout. Not only quality provided inside, but exterior offers new roof, hvac, plumbing/electric, sewer, underground gutters, etc. These properties pass any loan type and offer easy living with grounds maintenance, a dog park, sidewalks, and quick access anywhere in town. Check out every option with a variety of prices! Perfect for a personal home or investment. 13 month home warranty for peace of mind.

154 Boatman Street, Cookeville
52 Columbia St, Cookeville
$224,900
3 Beds ⋅ 1 Baths ⋅ 1350669 MLS
Don't miss your chance to own this incredible home in the heart of Cookeville! Opportunities like this at such an amazing price don't come along often, and this one checks all the boxes whether you're searching for your forever home, your next investment property, or a fantastic rental opportunity. Offering over 1,200 square feet of comfortable living space, this charming home features 3 spacious bedrooms, 1 full bathroom, and a partially finished basement that provides endless possibilities for additional living space, a recreation room, home office, workout area, or extra storage. Recent updates give this home exceptional value and peace of mind, including all new electrical and plumbing, all new flooring, fresh drywall throughout the kitchen, and brand-new windows everywhere except the front of the home. The kitchen comes complete with appliances, making your move even easier and allowing you to settle in from day one. Outside, you'll find an impressive detached garage offering approximately 1,000 square feet of space--perfect for multiple vehicles, a workshop, hobbies, equipment storage, or even the ultimate workspace you've always wanted. The location simply cannot be beat! Nestled right in the heart of Cookeville, you're only 2 minutes from Historic Downtown Cookeville where you'll enjoy local restaurants, shopping, entertainment, and community events. Spend weekends exploring Cane Creek Park just 3 minutes away with walking trails, playgrounds, sports fields, and outdoor recreation. Need to travel? Nashville International Airport (BNA) is just a little over an hour away, making business trips and vacations incredibly convenient. Homes offering this combination of updates, location, versatility, and affordability are becoming harder to find. Schedule your private showing today before another buyer beats you to this outstanding opportunity!

52 Columbia St, Cookeville
658 West End St, Cookeville
$229,929
3 Beds ⋅ 2 Baths ⋅ 1348531 MLS
Built in 2019, this charming 3-bedroom, 2-bath home offers 1,260 square feet of thoughtfully designed living space in a convenient Cookeville location. The open-concept floor plan creates a bright and inviting atmosphere, seamlessly connecting the living, dining, and kitchen areas--perfect for everyday living and entertaining. The spacious primary suite features a private bath, while two additional bedrooms provide flexibility for family, guests, or a home office. Enjoy the low-maintenance lifestyle that comes with a newer home, offering modern finishes and efficient construction. Located just minutes from Tennessee Tech University, Cookeville Regional Medical Center, shopping, dining, schools, and downtown Cookeville, this home is ideal for first-time buyers, those looking to downsize, or anyone seeking an excellent investment opportunity. Don't miss your chance to own a move-in-ready home in one of Cookeville's most convenient locations. Schedule your private showing today! 13 month home warranty for peace of mind.

658 West End St, Cookeville
261 Mirandy Rd, Cookeville
$222,999
3 Beds ⋅ 1 Baths ⋅ 1348007 MLS
Charming 3-bedroom, 1-bath on a generous parcel in Algood with sweeping hilltop views and room to grow. Step through the arched stained glass front door into a bright living room with rich hardwood floors through the main living areas. The spacious kitchen features solid oak cabinetry, stainless appliances, a ceiling fan, and a garden window overlooking the backyard with a 13'x13' deck just steps away for outdoor dining and relaxation. Three comfortable bedrooms and a full bath complete the main level, while an unfinished basement offers storage or future finish potential. A 21'x12' garage provides space for vehicles, tools, or a workshop. Out front, a covered porch with stacked stone columns and a hanging swing welcomes you home. The expansive lot stretches well beyond the house, offering open green space, mature trees, and long-range ridgeline views. Whether you're a first-time buyer, downsizer, or investor this one checks the boxes.

261 Mirandy Rd, Cookeville
939 Watauga Rd, Cookeville
$207,000
2 Beds ⋅ 2 Baths ⋅ 1347460 MLS
This charming cottage style home is conveniently located in a wonderful part of Cookeville city limits. It boasts 2 bedrooms with bonus room and two full baths on little more than half acre to enjoy! It has been remodeled the past couple of years and has even more recently had some extra finishes put in such as new plumbing fixtures, several areas of new paint, and also new electrical panel. Excellent location, cottage charm, and great price all rolled in one! This one will not last long! Come take a look before it's gone! Addendum: OPEN HOUSE!! Sunday Feb 9th from 2pm-4pm!!

939 Watauga Rd, Cookeville
501 Ash Ave, Cookeville
$209,900
3 Beds ⋅ 2 Baths ⋅ 1347291 MLS
INVESTORS: Don't miss this 3 bed/2 bath 1004 sqft house....Close to TN Tech, close to Hospital...with 2 driveways, two exterior entrances, and a detached garage, this place is perfect as a starter home or rental for college students. Great price and newly renovated, this property has it all!

501 Ash Ave, Cookeville
211 Walton Lane Lane, Monterey
$239,900
3 Beds ⋅ 2 Baths ⋅ 1347086 MLS
PRICE IMPROVEMENT -- MOTIVATED SELLER! Don't let this charming home get away! This spacious 3 bedroom, 2 bath home sits on a beautiful corner lot just outside Monterey and offers plenty of room both inside and out. Inside, you'll find a large family room, oversized dining area, functional kitchen with gas range, and a dedicated washer/dryer area. Step outside to the screened porch, ready to be finished to your liking and transformed into the perfect place to unwind and enjoy those serene Tennessee evenings. And there's more! Enjoy not one, but TWO good-sized outbuildings with electricity, plus a 2-car carport and blacktop driveway. You'll love the peaceful country setting while still having the convenience of I-40 just minutes away. Close to Tennessee State Parks and Lakes. This is an ideal location! What more could you ask for? Your home is waiting for you! Recent Andersen windows enhance energy efficiency while allowing abundant natural light throughout the home. Conveniently located just minutes from I-40, this property is approximately 20 minutes from both Crossville and Cookeville, offering the tranquility of country living with easy access to shopping, dining, and medical facilities. All information is deemed reliable but not guaranteed. Buyer and buyer's agent are responsible for verifying all information important to the purchase decision. Please Note: Photos have been virtually decluttered to illustrate the home's potential while the owner is in the process of packing.

211 Walton Lane Lane, Monterey
227 Boatman Street, Cookeville
$224,929
2 Beds ⋅ 2 Baths ⋅ 1342648 MLS
Property completed by end of June or sooner. The Villas at Park View offer top quality & affordability right in the heart of Cookeville. Four floor plans are offered, & this unit features 2 spacious bedrooms + 2 spacious bathrooms. Entering from your covered patio is the open concept living room + kitchen w/ new quartz countertops, a tiled backsplash, soft close cabinets, & an island area. This also has access to the laundry area & back deck. Down the hallway are the bedrooms w/ walk-in or oversized closets, as well as top of the line fixtures throughout. Not only quality provided inside, but exterior offers new roof, hvac, plumbing/electric, sewer, underground gutters, etc. These properties pass any loan type & offer easy living with grounds maintenance, a dog park, sidewalks, & quick access anywhere in town. Perfect for a personal home or investment. Info in the docs. 13 month home warranty for peace of mind. Bathrooms will also be LVP not tile.

227 Boatman Street, Cookeville
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