Putnam County Homes under $350,000

Putnam County Homes under $350,000

Welcome to Putnam County, Tennessee – a hidden gem that beautifully blends small-town charm with modern conveniences. Nestled in the heart of the Upper Cumberland region, Putnam County is renowned for its stunning landscapes, vibrant community, and a rich tapestry of culture and history. Whether you’re drawn to the serene shores of Center Hill Lake or the scenic beauty of the Cumberland Plateau, this county offers a plethora of outdoor activities, from hiking and fishing to boating and camping.

For those seeking affordable housing options, Putnam County is an excellent choice, with a variety of homes available under $350,000. This price point opens the door to a diverse selection of properties, from cozy single-family homes to charming townhouses, all set against the backdrop of picturesque neighborhoods. Imagine settling into a welcoming community where friendly neighbors greet you, and local shops and restaurants are just a stone's throw away.

The real estate market in Putnam County is thriving, making it an ideal destination for first-time homebuyers, families, and retirees alike. With its affordable housing options, you can enjoy the benefits of homeownership without breaking the bank. Plus, the county is home to top-rated schools and an array of amenities, ensuring a high quality of life for residents.

Discover the warmth and allure of Putnam County, where your dream home awaits at an affordable price. Embrace a lifestyle filled with natural beauty and community spirit – your new beginning starts here!

Newest Putnam County Homes under $350,000

406 4th Ave, Baxter
$263,200
3 Beds ⋅ 2 Baths ⋅ 1358142 MLS
Spacious Two-Story Home in the Heart of Baxter, TN! Don't miss this opportunity to see this beautiful two-story home conveniently located in the heart of Baxter! Offering 3 bedrooms, 2 full bathrooms on main floor both with large walkin closet. The total square footage comes to 1,904 square feet. This home was completly remodeled in 1993, this property provides plenty of space and features for comfortable living. Inside, you'll find a large primary bedroom complete with a large walk-in closet, along with spacious living areas and plenty of potential to make this home your own. Outside, enjoy a large deck, perfect for relaxing or entertaining, as well as a partially fenced yard and a double concrete driveway. The property also includes a detached two-car garage, providing additional parking, storage, or workspace. With its convenient Baxter location, this property is one you won't want to miss.

406 4th Ave, Baxter
2247 Hitchcock Drive, Cookeville
$350,000
3 Beds ⋅ 2 Baths ⋅ 1358014 MLS
Looking for acreage, space, and the freedom to make a property your own? Welcome to 2247 Hitchcock Road in Cookeville, TN! Situated on 4.03 UNRESTRICTED acres, this split foyer brick home offers approximately 2,288 square feet of finished living space, a finished walkout basement, a two-car garage/workshop, a large fenced-in area, mature trees, and woods along the back of the property. The main level features two bedrooms, a full bath, living room with fireplace, kitchen, dining area, and an enclosed porch with washer and dryer hookups. Downstairs you'll find an additional bedroom, full bath, second living area that could serve as a den, game room, office, or flex space, plus a separate utility room with plumbing and additional washer and dryer hookups. The finished basement also has its own exterior entrance, adding even more versatility to the layout. Outside, enjoy a large yard and spacious fenced-in area ready for dogs, chickens, goats, or other animals. A detached storage shed provides additional outdoor storage, while the two-car garage/workshop is connected to the home by a breezeway. With no restrictions, you'll have the freedom to use the acreage in a way that works for you. Enjoy the home as it is or add your own personal touches over time. Several major components have already been updated, including a roof approximately two years old, HVAC approximately five years old, and windows were replaced approximately eight years ago! With so much potential, usable space, and a great Cookeville location, this is a property you can truly make your own! Located approximately 1.5 hours from both Nashville and Knoxville, this home offers country space, while still keeping you within reach of the growing city of Cookeville! Call BROOKE.

2247 Hitchcock Drive, Cookeville
1615 Louisiana Ave, Cookeville
$234,900
3 Beds ⋅ 1 Baths ⋅ 1357606 MLS
FIRST-TIME BUYERS, & VALUE-SEEKERS, TN Tech Students--THIS IS THE OPPORTUNITY YOU HAVE BEEN WAITING FOR! If you have been searching for an affordable home with a fantastic location, practical layout, & outstanding potential, this brick one-level property deserves your immediate attention. Featuring 3 beds, 1 full bath, & approx 1338 sqft, this home offers the space & simplicity buyers want without the price tag often associated with convenient Cookeville living. Whether you are ready to purchase your first home, looking for a manageable property to make your own, or searching for a rental investment 2 minutes to TN Tech with potential for steady income, this property gives you multiple ways to build value. The home sits on a paved driveway & benefits from City of Cookeville utilities. A gas water heater adds to the home's practical features, while the single-level design makes everyday living easy & convenient. Location is where this property truly shines! You can be in Downtown Cookeville in approx 6 mins, putting local restaurants, shopping, entertainment, & city conveniences right within easy reach. Outdoor adventure is also close by, with Cummins Falls State Park approx 14 mins away. Livingston is about 26 mins away, & BNA is just a little over an hour away, making regional travel surprisingly convenient. Properties like this do not stay under the radar for long! Schedule your showing today & see firsthand why this Cookeville property deserves a place at the top of your list.

1615 Louisiana Ave, Cookeville
1901 Benson Rd, Cookeville
$257,000
2 Beds ⋅ 2 Baths ⋅ 1357335 MLS
14.5 Acres • Springs • 2 Caves • Outbuildings • Timber • Mountain Views - Mini Farm & Investment Opportunity Discover a rare opportunity to own 14.5 beautiful acres in Putnam County--perfectly suited for those seeking a self-sustaining lifestyle, private retreat, or income-producing property. This property offers the ideal setup for anyone looking to grow their own food, live off the land, or establish a multi-use homestead. With natural springs, a pond, TWO caves, and mature timber (approximately 20 years since last harvest), the land provides both beauty and long-term value. The property is improved with three functional outbuildings, ready for immediate use: 24x24 calf barn with stalls and concrete flooring 30x30 equipment shed with concrete floor, insulated, and 100-amp electrical service Utility barn (3-bay) with open tack room A 2-bedroom, 2-bath mobile home is located on the property and is being sold as-is, offering a great starting point while you build, expand, or invest. Land Features Include: Cleared and fenced areas for horses or livestock Garden area and mature trees Spring-fed water sources + pond Scenic mountain views, especially in winter from the back of the property Mature timber providing potential future harvest value Paved road access with privacy and peaceful surroundings Additional Income Potential: Property is estimated to contain over 1 million tons of flat rock, offering a unique opportunity for future revenue through resource extraction (buyer to verify). With multiple building sites and existing infrastructure, this property is ready for expansion, making it ideal for a family compound, mini farm, or long-term investment.

1901 Benson Rd, Cookeville
1646 Links Drive, Cookeville
$334,929
3 Beds ⋅ 2 Baths ⋅ 1357000 MLS
Like new home convenient to Cookeville and Algood, and downtown! Pulling in, you have a covered front porch, which leads into the open concept living area and kitchen. Your all white kitchen also has quartz countertops, stainless steel appliances, an island, pantry area, and access off of the garage. And your living room room you also have access to the back patio, which gives you a private backyard and level. On the right wing of the home or your bedroom, which includes the primary suite with a walk-in closet, walk-in shower, and double vanities. The two guest rooms are good in size and also have walk-in closets. This neighborhood is also close to I 40 and Highway 111, and has sidewalks for walking or riding bikes. 1 year home warranty for peace of mind.

1646 Links Drive, Cookeville
408 E Williams Ave, Monterey
$179,929
3 Beds ⋅ 1 Baths ⋅ 1356966 MLS
Tucked away at the end of a dead-end street within Monterey city limits, this charming home offers the character of an older home paired with thoughtful updates and comfortable living spaces. Hardwood floors run throughout the home, adding warmth and character, while large windows flow from room to room and bring in an abundance of natural light. The remodeled kitchen brings a fresh, modern touch with butcher block countertops, painted cabinetry, and stainless steel appliances approximately one year old. The functional floorplan offers distinct living spaces that can flex to fit the way you live and entertain. The centrally located full bath is exceptionally spacious, and all three bedrooms offer plenty of room along with great closet space. Outside, the newly constructed covered front porch and open side deck extend your living space and create inviting spots to relax, entertain, or enjoy the outdoors. The large backyard offers plenty of room to garden, play, gather, or simply enjoy the extra space. A detached building in great condition adds even more versatility and could serve as a workshop, additional storage, or a place to house equipment and tools. A gas line runs into the home, although it is not currently connected, allowing the next owner the opportunity to customize it to their needs. The home also previously featured a wood-burning stove. While the stove and related components have been removed, the option remains to add one back if desired. Additional updates include a central heating and cooling system approximately 3-4 years old and a metal roof approximately 6 years old. With its combination of original character, thoughtful updates, flexible living spaces, outdoor areas, and versatile detached building, this Monterey home offers a lot to appreciate.

408 E Williams Ave, Monterey
105 E Minnie Ave, Monterey
$295,000
2 Beds ⋅ 2 Baths ⋅ 1356962 MLS
Beautifully maintained brick home in the heart of Monterey offering comfort, flexibility, and plenty of space both inside and out. This inviting 2 bedroom, 2 bathroom home features an open concept design with a spacious living area flowing into a well equipped kitchen with an abundance of cabinetry and generous counter space. A versatile bonus room provides the flexibility to create a third bedroom, home office, hobby room, or whatever best fits your lifestyle. The spacious utility room offers excellent additional storage, while new windows provide an updated look and added efficiency. Outside, the covered front porch creates a welcoming entry, while the large backyard offers plenty of room to relax, entertain, or enjoy the outdoors. A new wooded privacy fence adds seclusion and character to the backyard, and the detached storage building with electricity provides convenient space for tools, hobbies, or additional storage. Located within the Monterey city limits with easy access to Interstate 40, this home combines small town convenience with an easy commute to surrounding areas. A charming brick home with flexible living space, a large backyard, and thoughtful updates that is ready for its next owner. (Buyer to verify all information before making an informed offer.)

105 E Minnie Ave, Monterey
106 W Crawford Avenue Ave, Monterey
$299,900
5 Beds ⋅ 3 Baths ⋅ 1356911 MLS
Welcome to 106 W Crawford, a unique real estate opportunity nestled inside the Monterey city limits. This gorgeous property features a custom, Honest Abe-built log home paired with a completely separate income-producing apartment on a spacious corner lot. The main residence offers 1,852 sq. ft. of warm, inviting living space, including a cozy living room anchored by a gas stone fireplace, a formal dining room, and an updated kitchen complete with a center island. The main-level primary bedroom features a large walk-in closet, while upstairs holds two additional bedrooms and a full bath. Outside, enjoy an attached 2+ carport and beautiful covered front and side porches. Just steps away, the detached 775 sq. ft. guest house/mother-in-law suite boasts its own separate address, utility meters, and driveway. This 2-bedroom, 1-bath unit includes a cozy living room and a kitchen recently upgraded with stunning cedar cabinets, making it perfect for rental income or multi-generational living.

106 W Crawford Avenue Ave, Monterey
240 Phillips St, Cookeville
$247,000
3 Beds ⋅ 2 Baths ⋅ 1356576 MLS
There's something sweet about a home that feels easy to settle into. At 240 Phillips St, fresh paint and new flooring give this cute home a clean start, while the large backyard offers room to garden, gather with friends, or simply enjoy the evening shade. A new roof in 2025, plus a new HVAC system and water heater in 2026, add to its appeal. You're under a mile from Highway 111 and close to Algood City Park, coffee, and shopping. Whether you're looking for your first place to call home or the next addition to your rental portfolio, this one is full of possibility.

240 Phillips St, Cookeville
206 Elm St, Cookeville
$329,900
3 Beds ⋅ 2 Baths ⋅ 1356541 MLS
LOCATION, UPDATES & OPPORTUNITY! Located in the heart of Algood, this 3BR/2BA home is within walking distance of the new city park, shopping, and restaurants! Just minutes from Hwy 111, providing easy access to Cookeville and surrounding employment centers. Numerous updates completed in July 2018 include a tankless water heater, kitchen and bathroom cabinets, sinks and fixtures, PEX plumbing, utility sink in the laundry room, windows, and new exterior vinyl siding. A new packaged gas/electric HVAC unit was installed in 2023. Additional features include a detached 20x30 garage and a privacy fence and two sheds. RESIDENTIAL & COMMERCIAL POTENTIAL! Zoned C-A (General Commercial District), this property presents opportunities for residential or permitted commercial use. Algood is experiencing exciting commercial growth, with new businesses continuing to establish themselves in this thriving community. NOW is your opportunity to become part of that growth! Whether you're searching for a conveniently located home, an investment property, or the perfect location to bring your business vision to life, this property offers a variety of possibilities. Take advantage of Algood's expanding commercial landscape and make your move today! Also listed under Commercial. Buyer to verify all permitted uses and zoning requirements. Buyer/Buyer's Agent to verify all information to their satisfaction.

206 Elm St, Cookeville
18726 Clarkrange Hwy, Monterey
$210,000
3 Beds ⋅ 2 Baths ⋅ 1356087 MLS
3 Bedroom Home on 1.1 Unrestricted Acres | Creek Frontage | Country Setting Enjoy peaceful country living with the convenience of being just minutes from town! This 3-bedroom, 2-bath manufactured home sits on approximately 1.1 unrestricted acres and borders Dripping Springs Creek, offering a scenic setting with room to enjoy the outdoors. The home features a desirable split-bedroom floor plan with a spacious primary suite, private bath, and large walk-in closet. The good-sized kitchen offers plenty of workspace, a pantry for additional storage, and all kitchen appliances convey. LVP flooring runs throughout most of the home, with no carpet. Step outside onto the large back deck, perfect for relaxing and enjoying the country surroundings. A storage building provides additional space for lawn equipment, tools, or recreational gear. Recent improvements include a new roof and new water heater. The home is connected to public water. An old well is also located on the property; its condition and functionality are unknown. The manufactured home has been detitled. Conveniently located approximately 7 minutes from Monterey for everyday necessities and approximately 25 minutes from both Cookeville and Crossville for additional shopping, dining, medical services, and entertainment. With unrestricted acreage, creek frontage, and a convenient Upper Cumberland location, this property offers a great combination of country living, flexibility, and accessibility. All information is deemed reliable but is not guaranteed. Buyer and/or Buyer's Agent to independently verify all information, including but not limited to square footage, acreage, restrictions, utilities, schools, manufactured home status, well information, creek/boundary information, and any other matters of importance to the Buyer.

18726 Clarkrange Hwy, Monterey
2973 Heartland Lane, Cookeville
$254,900
4 Beds ⋅ 3 Baths ⋅ 1354899 MLS
Room to grow -- this 2,356 sq ft manufactured home, built in 2003, offers 4 bedrooms and 3 bathrooms on a spacious 0.85-acre lot, set on a permanent foundation. The heart of the home is a large open living room with a wood burning fireplace, flowing into a kitchen with countertop bar, island and an abundance of cabinet space, plus a separate dining room -- ideal for everyday living and entertaining alike. A dedicated laundry room comes complete with washer and dryer, and an alarm system adds extra security. The split-bedroom layout puts the primary suite on one side -- a true retreat with a large bedroom, en-suite bath, and spacious walk-in closet. On the other side of the home, three additional bedrooms share two full baths: a Jack-and-Jill bath between two bedrooms, and a hall bath adjoining the fourth. Each bedroom has a walk-in closet. Step outside to a large back deck, perfect for relaxing or entertaining, fenced backyard, plus two outbuildings for extra storage or workspace. A metal roof adds durability and low-maintenance peace of mind. HVAC was replced in 2023. Saving the best for last - easy access to I-40 puts Cookeville and Baxter both within quick reach. Space and convenience -- schedule your showing today! *Septic is permitted for 3 bedrooms*

2973 Heartland Lane, Cookeville
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